Terms and Conditions

Effective as of: 04/22/2018
Last updated: 04/22/2018

Acceptance of the Terms of Use

Welcome to the Mobile Application and/or Website of Sherman Mobile Applications, LLC (“Company”, “we”, or “us”). The following terms and conditions, together with any documents they expressly incorporate by reference, (collectively, these “Terms of Use”), govern your access to and use of Sherman Mobile Applications, LLC’s Mobile Applications and Websites, including any content, features, functionality, products, and services offered on or through Sherman Mobile Applications, LLC’s Mobile Applications and Websites (collectively, the “Applications and Websites”), whether as a guest or a registered user. Please read the Terms of Use carefully before you start to use the Applications and Websites. By accessing, using, or obtaining any content, products, or services through the Applications and Websites or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not agree to any portion of these Terms of Use or the Privacy Policy, you must not access or otherwise use the Applications and Websites. These Applications and Websites are offered and available to users who are 13 years of age or older (unless verifiable consent is provided by a parent as described in our Privacy Policy), and reside in the United States or any of its territories or possessions. By using these Applications and Websites, you represent and warrant that you meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Applications and Websites.

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. Upon posting the revised Terms of Use we will notify you through a notice on our Applications and Websites or by other channels of communication such as email and you may be asked to accept the changes before continuing to use the Applications and Websites. All changes are effective immediately when we post them, and apply to all access to and use of the Applications and Websites thereafter. However, any changes to the dispute resolution provisions set forth in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice on or prior to the date the change is posted on the Applications and Websites. Your continued use of the Applications and Websites following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you. The date of the most recent revision to these Terms of Use appears at the top of these Terms of Use.

Accessing the Applications and Websites and Account Security

We reserve the right to withdraw or amend these Applications and Websites, and any service or material we provide on the Applications and Websites, in our sole discretion, at any time, and without notice. We will not be liable if for any reason all or any part of the Applications and Websites are unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Applications and Websites, or the entirety of the Applications and Websites, to users, including registered users.

You understand that you are responsible for making all arrangements necessary for you to have access to the Applications and Websites and that access may involve third party fees. You are entirely responsible for obtaining such access and paying those fees. You are also responsible for ensuring that all persons who access the Applications and Websites through your internet connection are aware of these Terms of Use and comply with them.

To access the Applications and Websites or some of the resources they offer, you may be asked to provide certain registration details or other information. It is a condition of your use of the Applications and Websites that all of the information you provide on the Applications and Websites is true, accurate, current and complete. If you provide any information that is untrue, incomplete, not current, or inaccurate, Sherman Mobile Applications, LLC has the right to suspend or terminate your account and refuse your current or future use of the Applications and Websites (or any portion thereof). You agree that all information you provide to register with these Applications and Websites or otherwise, including but not limited to through the use of any interactive features on the Applications and Websites, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy. You agree that your account is non-transferable and any rights to your account, password, and username terminate upon your death or disability and/or termination of account for any reason.

If you choose, or are provided with, a user name, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Applications and Websites or portions of it using your user name, password, or other security information. It is up to you to maintain the confidentiality of your username, password, and other security information at all times. You agree to notify us immediately if you become aware of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You alone are entirely responsible for any activity that takes place on the Applications and Websites under your username and password.

We have the absolute right to disable any username, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use or the security of your account has become compromised.

Scope, Purpose, and Use

“Great Pursuits” is a mobile application that is provided to educate you on professions and career paths. This Application allows you to view detailed information pertaining to each career and to evaluate your potential aptitude. This Application along with the rest of our Applications and Websites do not constitute the practice of any medical, health care, psychological, or other professional advice, diagnosis, or treatment. They are meant for informational uses only.

By using these Applications and Websites and/or signing up as a User or Member, you agree to Sherman Mobile Applications, LLC’s Terms of Use and Privacy Policy. The Terms of Use and Privacy Policy can be viewed on the Mobile Application by clicking on the Settings button on the home page and selecting the buttons titled “Terms and Conditions” or “Privacy Policy”. They can also be viewed at: www.shermanmobile.com/legal.

The Terms of Use and Privacy Policy govern your access to and use of the Applications and Websites, including any content, functionality and services offered on or through the Applications and Websites, whether as a guest or a registered user.

Intellectual Property Rights

The Applications and Websites and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), contain proprietary and confidential information and are owned by the Company, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. No rights or title to any of the foregoing are provided, transferred, or assigned to you, in whole or in part, at any time. These Terms of Use permit you to use the Applications and Websites for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Applications and Websites, except as follows: Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing of those materials. You may store files that are automatically cached by your Web browser for display enhancement purposes. You may print or download one copy of a reasonable number of pages of the Applications and Websites for your own personal, non-commercial use and not for further reproduction, publication, or distribution. If we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications. If we provide social media features with certain content, you may take such actions as are enabled by such features.

You must not:

Modify copies of any materials from the Applications and Websites.

Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.

Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from the Applications and Websites.

Access or use for any commercial purposes any part of the Applications and Websites or any services or materials available through the Applications and Websites.

If you wish to make any use of material on the Applications and Websites other than that set out in this section, please address your request to: hello@shermanmobile.com. If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Applications and Websites in breach of the Terms of Use, your right to use the Applications and Websites will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Applications and Websites or any content on the Applications and Websites is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Applications and Websites not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws.

Trademarks

The Company name, the Applications and Websites, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on these Applications and Websites are the trademarks of their respective owners.

Prohibited Uses

You may use the Applications and Websites only for lawful purposes and in accordance with these Terms of Use.

You agree not to use the Applications and Websites:

In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).

For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.

To send, knowingly receive, upload, download, use or re-use any material which does not comply with the Content Standards set out in these Terms of Use.

To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.

To impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).

To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Applications and Websites, or which, as determined by us, may harm the Company or users of the Applications and Websites or expose them to liability.

Additionally, you agree not to:

Use the Applications and Websites in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Applications and Websites, including their ability to engage in real time activities through the Applications and Websites.

Use any robot, spider or other automatic device, process or means to access the Applications and Websites for any purpose, including monitoring or copying any of the material on the Applications and Websites.

Use any manual process to monitor or copy any of the material on the Applications and Websites or for any other unauthorized purpose without our prior written consent.

Use any device, software or routine that interferes with the proper working of the Applications and Websites. Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.

Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Applications and Websites, the server on which the Applications and Websites are stored, or any server, computer or database connected to the Applications and Websites.

Attack the Applications and Websites via a denial-of-service attack or a distributed denial-of-service attack. Otherwise attempt to interfere with the proper working of the Applications and Websites.

User Contributions

The Applications and Websites may contain member profiles, message boards, chat rooms, personal web pages or profiles, forums, bulletin board, blogs, comment sections, social media features and other interactive features (collectively, “Interactive Services”) that allow users to post, submit, upload, publish, display or transmit to other users or other persons (hereinafter, “post”) content, information, or materials (collectively, “User Contributions”) on or through the Applications and Websites. All User Contributions must comply with the Content Standards set out in these Terms of Use. Any User Contribution you post to the site will be considered non-confidential and non-proprietary. By providing any User Contribution on the Applications and Websites, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns a worldwide, irrevocable, royalty-free, unlimited, non-exclusive license to use, reproduce, modify, perform, publicly display, distribute, and otherwise disclose to third parties any such material, in whole or in part, for any purpose. You represent and warrant that: (1) You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns; and (2) All of your User Contributions do and will comply with these Terms of Use. You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness. We are not responsible for and shall have no liability of any kind to any third party, for the content or accuracy of any User Contributions posted by you or any other user of the Applications and Websites. You agree that you must assess and bear all risks associated with your use of any content and User Contributions on the Applications and Websites.

Monitoring and Enforcement; Termination

Sherman Mobile Applications, LLC retains the right to:

Remove or refuse to post any User Contributions for any or no reason in our sole discretion.

Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Use, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Applications and Websites or the public or could create liability for the Company.

Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.

Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Applications and Websites.

Terminate or suspend your access to all or part of the Applications and Websites for any or no reason, including without limitation, any violation of these Terms of Use.

Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Applications and Websites.

YOU AGREE TO WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY THE COMPANY/ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER THE COMPANY OR LAW ENFORCEMENT AUTHORITIES.

You agree that Sherman Mobile Applications, LLC may not pre-screen or otherwise undertake review of all material and User Contributions before it is posted on the Applications and Websites, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

Content Standards

These content standards apply to any and all User Contributions and use of Interactive Services. User Contributions must in their entirety comply with all applicable federal, state, local and international laws and regulations. Without limiting the foregoing, User Contributions must not:

Contain any material which is inappropriate, defamatory, obscene, vulgar, libelous, indecent, abusive, offensive, harassing, violent, racially or ethnically hateful, inflammatory or otherwise objectionable.

Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.

Contain anything that could potentially exploit or harm children by exposing them to inappropriate Content, asking for personally identifiable details or information, or otherwise exposing them to materials or information which in any way could cause damage, injury, or harm of any kind.

Contain anything that harvests or otherwise collects information about other users, including without limitation addresses, phone numbers, e-mail addresses, and/or health, or financial information of any kind, without the users’ prior express consent in each instance.

Infringe any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person without prior written permission from the third party in each instance, which written permission you agree to disclose to us at any time on our request (subject to all applicable laws).

Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy.

Be likely to deceive any person.

Promote any illegal activity, or advocate, promote or assist any unlawful act.

Cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person.

Impersonate any person, which includes not using anyone else's username or password, or misrepresent your identity or affiliation with any person or organization.

Involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter, or advertising.

Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

Transmit any viruses, worms, defects, Trojan Horses or any items and/or computer code, files or programs of a destructive nature and/or otherwise designed to interrupt or limit the functionality of any computer software or hardware or telecommunications device.

Interfere with or disrupt the Service or servers or networks connected with the Service or disobey any requirements, procedures, policies, or regulations of networks connected to the Service.

Engage in any "spamming" of any kind, including without limitation ad spamming.

Copyright Infringement

Sherman Mobile Applications, LLC respects the intellectual property of others and we request our users do the same. In certain circumstances and at its discretion, Sherman Mobile Applications, LLC may, but is not obligated to disable, suspend, and terminate the accounts of members who may be infringing on the rights of others. If you believe that User Contributions or any content on our Applications and Websites violate your copyright or other intellectual property rights, please contact Sherman Mobile Applications, LLC as soon as practically possible by email at hello@shermanmobile.com or by postal mail by writing to the following address:

Sherman Mobile Applications, LLC. 3027 Ellington Dr., Summerville, South Carolina USA 29485.

Please contact us with the following information:

an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

a description of where the material you claim is infringing is located on the Applications and Websites;

your name, address, telephone number, and email address;

a statement claiming that you have a good faith belief that the disputed use has not been authorized; and

a statement by you made under penalty of perjury, that the above information is accurate and that you are the copyright or intellectual property holder or our authorized to act on behalf of the holder.

Reliance on Information Posted

The information presented on or through the Applications and Websites is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Applications and Websites, or by anyone who may be informed of any of its contents. These Applications and Websites may include content provided by third parties, including materials provided by other users, bloggers and third-party licensors, syndicators, aggregators and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

Modification and Termination of the Applications and Websites

We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Applications and Websites (or any part thereof) with or without notice. You agree that the Company will not be liable to you or any third party for the consequences of any modification, suspension or discontinuance of the Applications and Websites. We may also update the content on these Applications and Websites from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Applications and Websites may be out of date at any given time, and we are under no obligation to update such material.

Sherman Mobile Applications, LLC’s Privacy Policy

All personal information we collect on these Applications and Websites is subject to our Privacy Policy. As a condition of using the Applications and Websites, you consent and agree to all actions taken by us with respect to your information in compliance with the Privacy Policy, as it may be changed and updated from time to time. You agree that your use of the Applications and Websites is subject to the Privacy Policy, and therefore, agree that you will not use the Applications and Websites unless and until you review the Privacy Policy and agree with its terms in their entirety.

Linking to the Applications and Websites and Social Media Features

You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement, partnership, or joint venture on our part without our express written consent. These Applications and Websites may provide certain social media features that enable you to: (1) Link from your own or certain third-party Applications and Websites to certain content on these Applications and Websites; (2) Send e-mails or other communications with certain content, or links to certain content, on these Applications and Websites; or (3) Cause limited portions of content on these Applications and Websites to be displayed or appear to be displayed on your own or certain third-party Applications and Websites. You may use these features solely as they are provided by us, solely with respect to the content they are displayed with, and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you must not: (1) Establish a link from any Applications and Websites that is not owned by you; (2) Cause the Applications and Websites or portions of it to be displayed, or appear to be displayed by, for example, framing, deep linking or in-line linking, on any other site; (3) Link to any part of the Applications and Websites other than the homepage; or (4) Otherwise take any action with respect to the materials on these Applications and Websites that is inconsistent with any other provision of these Terms of Use. The Applications and Websites from which you are linking, or on which you make certain content accessible, must comply in all respects with the Content Standards set out in these Terms of Use. You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice. We may disable all or any social media features and any links at any time without notice in our absolute and sole discretion.

Links from the Applications and Websites

The Applications and Websites may contain links to other websites or resources provided by third parties including Sherman Mobile Applications, LLC’s members, which are not maintained by or related to the Company. These links are provided for your convenience only and are not sponsored by, endorsed, or otherwise affiliated with the Company. We have no control over the contents of those sites or resources, and make no representations or warranties about the content, completeness, quality or accuracy of the links, materials or information contained on any such website. Therefore, you acknowledge and agree that Sherman Mobile Applications, LLC is not responsible for the availability of such links, resources, and content, and does not endorse, and is not responsible or liable for, any content, advertising, products, or other materials made available on or from these linked websites. You also acknowledge and agree that Sherman Mobile Applications, LLC is not responsible or liable, directly or indirectly, for any damage or loss caused by or alleged to have been caused by, or in relation to, the use of any content, goods or services offered through these links or any failures and/or disruption to your computer system that results from your use of any such links, or for any intellectual property or other third party claims relating to your posting or using such links. YOU AGREE THAT IF THE COMPANY REQUESTS YOU TO DISABLE ANY LINK YOU HAVE POSTED AND YOU FAIL TO DO SO WITHIN 24 HOURS AFTER RECEIVING SUCH REQUEST, WE HAVE THE RIGHT TO DISABLE THE LINK WITHOUT ANY FURTHER NOTICE TO YOU.

Disputes (Agreement to Arbitrate)

You and the Company agree that any claim or dispute at law or equity that has arisen or may arise between us will be resolved in accordance with the provisions set forth in this Section (“Disputes”). Please read this Section carefully. It affects your rights and will impact how claims you and we have against each other are resolved.

Contact Sherman Mobile Applications, LLC First: If a dispute arises between you and Sherman Mobile Applications, LLC, our goal is to learn about and address your concerns and, if we are unable to do so to your satisfaction, to provide you with a neutral and cost effective means of resolving the dispute expeditiously. Disputes between you and Sherman Mobile Applications, LLC may be reported to hello@shermanmobile.com.

Applicable Law: You agree that the laws of the State of South Carolina, without regard to principles of conflict of laws, will govern this Terms of Use and any claim or dispute that has arisen or may arise between you and Sherman Mobile Applications, LLC, except as otherwise stated in this Terms of Use.

Agreement to Arbitrate: You and Sherman Mobile Applications, LLC each agree that any and all disputes or claims that have arisen or may arise between you and Sherman Mobile Applications, LLC shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court, if your claims qualify. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate.

Prohibition of Class and Representative Actions and Non-Individualized Relief: YOU AND SHERMAN MOBILE APPLICATIONS, LLC AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND SHERMAN MOBILE APPLICATIONS, LLC AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON'S OR PARTY'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY'S INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED CANNOT AFFECT OTHER SHERMAN MOBILE APPLICATIONS USERS OR MEMBERS.

Arbitration Procedures. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, and court review of an arbitration award is very limited. However, an arbitrator can award the same damages and relief on an individual basis that a court can award to an individual. An arbitrator also must follow the terms of this Terms of Use as a court would. The arbitration will be conducted by the American Arbitration Association ("AAA") under its rules and procedures, including the AAA's Supplementary Procedures for Consumer-Related Disputes (as applicable), as modified by this Agreement to Arbitrate. The AAA's rules are available at www.adr.org. A form for initiating arbitration proceedings is available on the AAA's Applications and Websites at http://www.adr.org. The arbitration shall be held in Dorchester County, South Carolina or at another mutually agreed location. If the value of the relief sought is $10,000 or less, you or Sherman Mobile Applications, LLC may elect to have the arbitration conducted by telephone or based solely on written submissions, which election shall be binding on you and Sherman Mobile Applications, LLC subject to the arbitrator's discretion to require an in-person hearing, if the circumstances warrant. Attendance at an in-person hearing may be made by telephone by you and/or Sherman Mobile Applications, LLC, unless the arbitrator requires otherwise. The arbitrator will decide the substance of all claims in accordance with the laws of the State of South Carolina, including recognized principles of equity, and will honor all claims of privilege recognized by law. The arbitrator shall not be bound by rulings in prior arbitrations involving different Sherman Mobile Applications, LLC members or users, but is bound by rulings in prior arbitrations involving the same Sherman Mobile Applications, LLC member or user to the extent required by applicable law. The arbitrator's award shall be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

Costs of Arbitration. Payment of all filing, administration, and arbitrator fees will be governed by the AAA's rules, unless otherwise stated in this Agreement to Arbitrate. In the event the arbitrator determines the claim(s) you assert in the arbitration to be frivolous, you agree to reimburse Sherman Mobile Applications, LLC for all fees associated with the arbitration paid by Sherman Mobile Applications, LLC on your behalf that you otherwise would be obligated to pay under the AAA's rules.

Severability: With the exception of any of the provisions in any subsection of this Agreement to Arbitrate ("Prohibition of Class and Representative Actions and Non-Individualized Relief"), if a court decides that any part of this Agreement to Arbitrate is invalid or unenforceable, the other parts of this Agreement to Arbitrate shall still apply. If a court decides that any of the provisions in subsection of this Agreement to Arbitrate ("Prohibition of Class and Representative Actions and Non-Individualized Relief") is invalid or unenforceable, then the entirety of this Agreement to Arbitrate shall be null and void. The remainder of the Terms of Use, including all other provisions of this section (“Disputes”), will continue to apply.

Opt-Out Procedure. You can choose to reject this Agreement to Arbitrate ("opt out") by mailing us a written opt-out notice ("Opt-Out Notice"). Please email us at hello@shermanmobile.com for the mailing address. For new Sherman Mobile Applications, LLC members or users, the Opt-Out Notice must be postmarked no later than 30 Days after the date you accept the Terms of Use for the first time. The Opt-Out Notice must state that you do not agree to this Agreement to Arbitrate and must include your name, address, phone number, and the email address(es) used to log in to the Sherman Mobile Applications, LLC account(s) to which the opt-out applies if one has been created or granted to you. You must sign the Opt-Out Notice for it to be effective. This procedure is the only way you can opt out of the Agreement to Arbitrate. If you opt out of the Agreement to Arbitrate, all other parts of the Terms of Use, including all other provisions of Section (“Disputes”), will continue to apply. Opting out of this Agreement to Arbitrate has no effect on any previous, other, or future arbitration agreements that you may have with us.

Future Changes to the Agreement to Arbitrate: Notwithstanding any provision in the Terms of Use to the contrary, you and we agree that if we make any change to this Agreement to Arbitrate (other than a change to any notice address or Applications and Websites links provided herein) in the future, that change shall not apply to any claim that was filed in a legal proceeding against Sherman Mobile Applications, LLC prior to the effective date of the change. Moreover, if we seek to terminate the Agreement to Arbitrate as included in the Terms of Use, any such termination shall not be effective until 30 days after the version of the Terms of Use Agreement not containing the Agreement to Arbitrate is posted on our Applications and Websites, and shall not be effective as to any claim that was filed in a legal proceeding against Sherman Mobile Applications, LLC prior to the effective date of termination.

Insolvency Proceedings: If any proceeding by or against you is commenced under any provision of the United States Bankruptcy Code, as amended, or under any other bankruptcy or insolvency law, Sherman Mobile Applications, LLC will be entitled to recover all reasonable costs or expenses (including reasonable attorneys' fees and expenses) incurred in connection with the enforcement of this Agreement.

Geographic Restrictions

The owner of the Applications and Websites is based in the state of South Carolina in the United States. Access to the Applications and Websites may not be legal by certain persons or in certain countries. If you access the Applications and Websites from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Applications and Websites will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.

WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE APPLICATIONS AND WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE APPLICATIONS AND WEBSITES OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY APPLICATIONS AND WEBSITES LINKED TO IT. YOUR USE OF THE APPLICATIONS AND WEBSITES, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE APPLICATIONS AND WEBSITES IS AT YOUR OWN RISK. THE APPLICATIONS AND WEBSITES, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE APPLICATIONS AND WEBSITES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE APPLICATIONS AND WEBSITES. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE APPLICATIONS AND WEBSITES, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE APPLICATIONS AND WEBSITES WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE APPLICATIONS AND WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE APPLICATIONS AND WEBSITES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability

IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO LOST PROFITS OR LOST SAVINGS) ARISING FROM YOUR USE OF THE APPLICATIONS AND WEBSITES AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES, OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF THE APPLICATIONS AND WEBSITES AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES, INCLUDING, BUT NOT LIMITED TO, (A) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, OR ANY FAILURE OR DELAY IN UPDATING OR INCLUDING CONTENT, (B) PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE APPLICATIONS AND WEBSITES AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES, (C) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR COMPUTER SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE APPLICATIONS AND WEBSITES AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES, AND/OR (E) ANY VIRUSES, WORMS, TIME BOMBS, DROP DEAD DEVICES, TROJAN HORSES OR OTHER HARMFUL COMPONENTS THAT MAY BE TRANSMITTED TO OR THROUGH THE APPLICATIONS AND WEBSITES AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES BY ANY THIRD PARTY OR FOR ANY LOSS OR DAMAGE OF ANY KIND. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS COMPANY’S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. IF, HOWEVER, DESPITE THE LIMITATIONS SET FORTH IN THIS PARAGRAPH, THE COMPANY SHOULD BE FOUND LIABLE FOR ANY LOSS OR DAMAGE WHICH ARISES OUT OF OR IS IN ANY WAY CONNECTED WITH THE APPLICATIONS AND WEBSITES AND/OR ANY SERVICES PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES, THE COMPANY’S ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY WITH RESPECT TO THE USE OF THE PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES SHALL NOT EXCEED, IN THE AGGREGATE, THE GREATER OF (A) THE AMOUNT OF ANY TRANSACTION FEES AND/OR SERVICE CHARGES PAID BY YOU TO COMPANY IN CONNECTION WITH SUCH TRANSACTION(S) ON THIS PROVIDED IN CONNECTION WITH THE APPLICATIONS AND WEBSITES, OR (B) ONE-HUNDRED DOLLARS (US$100.00). THE LIMITATION OF LIABILITY REFLECTS THE ALLOCATION OF RISK BETWEEN THE PARTIES. THE LIMITATIONS SPECIFIED IN THIS SECTION WILL SURVIVE AND APPLY EVEN IF ANY LIMITED REMEDY SPECIFIED IN THESE TERMS IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. THE LIMITATIONS OF LIABILITY PROVIDED IN THESE TERMS INURE TO THE BENEFIT OF THE COMPANY.

Indemnification

You agree to defend, indemnify and hold harmless the Company, its parents, subsidiaries, affiliates, licensors, third party suppliers and distributors, and service providers, and its and their respective owners, officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, causes of action, demands, recoveries, liabilities, damages, judgments, awards, losses, fines, penalties, costs, expenses or fees (including reasonable attorneys’ fees and accounting fees) arising out of or relating to: (i) your failure to comply with these Terms of Use; (ii) your breach of these Terms of Use or the documents referenced herein; (iii) your use of the Applications and Websites; and/or (iv) your violation of any laws or third party rights, including without limitation any copyright, property, or privacy right.

Governing Law and Jurisdiction

All matters relating to the Applications and Websites and these Terms of Use and any dispute or claim arising therefrom or related thereto, including non-contractual disputes or claims, shall be governed by the laws of the State of South Carolina, without regard to conflict of law provisions. Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the Applications and Websites shall be instituted exclusively in the state or federal courts located in Dorchester County, South Carolina. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Limitation on Time to File Claims

YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE APPLICATIONS AND WEBSITES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS FOREVER BARRED.

Waiver and Severability

No waiver by the Company of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Entire Agreement

The Terms of Use (including the Agreement to Arbitrate), Privacy Policy, Owner Expectations and Terms, and Renter Expectation and Terms collectively constitute the entire agreement between you and Sherman Mobile Applications, LLC with respect to the Applications and Websites and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Applications and Websites.

Contact Information

These Applications and Websites are operated by Sherman Mobile Applications, LLC. All notices of copyright infringement claims should be sent to hello@shermanmobile.com. You may also contact the operator of the Applications and Websites by phone at (347) 445-2202, or by postal mail by writing to the following address:

Sherman Mobile Applications, LLC. 3027 Ellington Dr., Summerville, South Carolina USA 29485

All feedback, comments, questions, requests for technical support and other communications relating to the Applications and Websites should also be directed to: hello@shermanmobile.com.

Privacy Policy

Effective as of: 04/22/2018
Last updated: 04/22/2018

Introduction

Welcome to Sherman Mobile Applications, LLC (“Company”, “we” or “us”). We respect your privacy and are committed to protecting it through our compliance with this privacy policy (“Privacy Policy”). The Privacy Policy governs your access to and use of Sherman Mobile Applications, LLC’s Mobile Applications and Websites, including any content, features, functionality, products, and services offered on or through Sherman Mobile Applications, LLC’s Mobile Applications and Websites (collectively, the “Applications and Websites”), whether as a guest or a registered user. The Privacy Policy describes the types of information we may collect from you or that you may provide when you visit the Applications and Websites and our practices for collecting, using, maintaining, protecting and disclosing that information. This policy applies to information we collect: (1) on the Applications and Websites; (2) In e-mail, text and other electronic messages between you and the Applications and Websites; (3) Through mobile and desktop applications you download from the Applications and Websites, which provide dedicated non-browser-based interaction between you and the Applications and Websites; and (4) When you interact with our advertising and Applications and Websites on third-party applications and services, if those Applications and Websites or advertising include links to this Privacy Policy. It does not apply to information collected by us through any other means, including on any other application operated by any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible on the Applications and Websites. Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is to not use the Applications and Websites. By accessing or using the Applications and Websites, you expressly consent to our use of your personally identifiable information in accordance with this Privacy Policy and applicable law. This policy may change from time to time and is incorporated into and subject to the terms of Sherman Mobile Applications, LLC’s Terms of Use. Your continued use of the Applications and Websites after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children Under the Age of 13

At Sherman Mobile Applications, LLC, we are committed to protecting children and complying with the legal requirements regarding privacy for children. For residents of the United States, we protect children under the age of 13, as required by the federal Children’s Online Privacy Protection Act (“COPPA”), and its related regulations. Sherman Mobile Applications, LLC does not intend to collect personal information from children under the age of 13 without permission of the child's parent or legal guardian. Unless otherwise specified herein, we treat information received from children under the age of 13 in the same manner as information received from other users.

We will not require a Child to provide us with more personal information than is reasonably necessary for them to use the Applications and Websites. Your Child chooses how much and what kind of information to input into the Applications and Websites. As a parent, you can review the personal information that we collect from your Child, ask to have it deleted, and refuse to allow any further collection or use of the child's information.

Prior to permitting children under the age of 13 to register or use the Applications and Websites, we require verifiable parental consent. The form of consent we require may be any or all of the following: a written consent form signed by the parent and returned to Sherman Mobile Applications, LLC by postal mail using the postal address that is written in the “Contact Information” section of this Privacy Policy ; and/or requiring a parent to respond to an e-mail coupled with additional steps to provide assurances that the person providing the consent is the parent. Such additional steps may include: sending a confirmatory e-mail to the parent following receipt of consent; or obtaining a postal address or telephone number from the parent and confirming the parent's consent by letter or telephone call. Parents may subsequently revoke any consent and receive more information on the aforementioned procedures by sending us an email at hello@shermanmobile.com. Any questions or concerns about our privacy standards should be directed to us using the contact information provided in the “Contact Information” section of this Privacy Policy.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Applications and Websites, including information: by which you may be personally identified, such as name, postal address, e-mail address, telephone number, gender, age, social security number, a submitted copy of your government-issued identification document (ID) and/or U.S. Visa, and any information included in the government-issued identification document and/or U.S. Visa, or ANY OTHER INFORMATION THE APPLICATIONS AND WEBSITES COLLECT THAT IS DEFINED AS PERSONAL OR PERSONALLY IDENTIFIABLE INFORMATION UNDER ANY APPLICABLE LAWS and/or any other identifier by which you may be contacted online or offline (“personal information”); that is about you but individually does not identify you, such as profiles; and/or about your internet connection, the equipment you use to access our Applications and Websites and usage details. We collect this information: (1) Directly from you when you provide it to us and (2) Automatically as you navigate through the Applications and Websites. Information collected automatically may include usage details, IP addresses and information collected through cookies, web beacons and other tracking technologies. It may also include information from third parties, for example, our business partners, including insurance companies.

Information You Provide to Us

The information we collect on or through our Applications and Websites may include:

Information that you provide by filling in forms on our Applications and Websites. This includes information provided at the time of registering to use our Applications and Websites, subscribing to our services, posting materials, or requesting further services.

We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Applications and Websites.

Records and copies of your correspondence (including e-mail addresses), if you contact us or other users or members of the Applications and Websites.

A copy of your government-issued identification document (ID), U.S. Visa.

A copy of your profile or listing photos.

Your responses to surveys that we might ask you to complete for research purposes.

You may be required to provide financial information before placing an order through our Applications and Websites.

Your search queries on the Applications and Websites.

You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Applications and Websites or transmitted to other users of the Applications and Websites or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Applications and Websites with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect through Automatic Data Collection Technologies

As you navigate through and interact with our Applications and Websites, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including:

Geolocation Information. Certain features and functionalities of the Applications and Websites are based on your location. In order to provide these features and functionalities while you are using your device, we may, with your consent, automatically collect geolocation information from your device or wireless carrier and/or certain third-party service providers (collectively, “Geolocation Information”). Collection of such Geolocation Information occurs only when the Applications and Websites are running on your device. You may decline to allow us to collect such Geolocation Information, in which case we will not be able to provide certain features or functionalities to you.

Third-Party Analytics. We and the third-party technology providers, ad exchanges, ad networks, advertisers, agencies, and ad servers with which we work use third-party analytics services to evaluate your use of the Applications and Websites, compile reports on activity, collect demographic data, analyze performance metrics, and collect and evaluate other information relating to the Applications and Websites and mobile and Internet usage. These third parties use cookies and other technologies to help analyze and provide us the data. You consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this Privacy Policy. If you do not agree with this form of data collection, your choice is to not use the Applications and Websites.

Information About Your Activity. We may collect or receive information regarding: IP address, which may consist of a static or dynamic IP address and will sometimes point to a specific identifiable computer or device; browser type and language; referring and exit pages and URLs; date and time; and details regarding your activity on the Applications and Websites, such as search queries and other performance and usage data.

Information About Your Device. We may collect or receive information regarding: type of device; advertising Identifier (“IDFA” or “AdID”); operating system and version (e.g., iOS, Android or Windows); carrier; and network type (WiFi, 3G, 4G, LTE).

We also may use these technologies to collect information about your online activities over time and across third-party applications or other online services (behavioral tracking). Email hello@shermanmobile.com for information on our uses of behavioral tracking technologies, ways you can opt out such technologies should they be implemented in our Applications and Websites, and how we respond to web browser signals and other mechanisms that enable consumers to exercise choice about behavioral tracking. Please be advised that such behavioral tracking technologies may be central components to the Applications and Websites and may be required for the Applications and Websites to be functional. The information we may collect is automatically statistical data and may include personal information, or we may associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Applications and Websites and to deliver a better and more personalized service, including by enabling us to: Estimate our audience size and usage patterns. Store information about your preferences, allowing us to customize our Applications and Websites according to your individual interests. Speed up your searches. Recognize you when you return to our Applications and Websites.

The technologies we use for this automatic data collection may include:

Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your cellular device or computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Applications and Websites. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Applications and Websites.

Flash Cookies. Certain features of our Applications and Websites may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from and on our Applications and Websites. Flash cookies are not managed by the same browser settings as are used for browser cookies.

Web Beacons. The Applications and Websites and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an e-mail and for other statistics relating to the Applications and Websites (for example, recording the popularity of certain content on the Applications and Websites and verifying system and server integrity).

Third-party Use of Cookies and Other Tracking Technologies

Some content, including advertisements, on the Applications and Websites are served by third-parties, including advertisers, ad networks and servers, content providers and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Applications and Websites. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different applications and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

To present our Applications and Websites and its contents to you.

To provide you with information, products or services that you request from us.

To enhance our marketing and promotional efforts, and to improve our content and services. We may also use your information to deliver to you advertisements, new services and promotions, and other information to you that is targeted to your interests.

To fulfill any other purpose for which you provide it.

To provide you with notices about your account/subscription, including expiration and renewal notices.

To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, and you and other users, including for billing and collection.

To provide other users of these Applications and Websites, law enforcement or a court of law submitted copies of your government-issued identification document (ID) and/or U.S. Visa for identification purposes in the event of any disputes or police reports.

To notify you about changes to our Applications and Websites or any products or services we offer or provide through it.

To allow you to participate in interactive features on our Applications and Websites.

To troubleshoot problems.

To enforce our Terms of Use and other legal agreements including our Privacy Policy.

In any other way we may describe when you provide the information.

For any other purpose with your consent.

We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

Disclosure of Your Information

We use practices that are consistent with standards in our industry to protect your privacy. We cannot, however, promise that your personally identifiable information or private communications will remain private. For example, third parties may unlawfully intercept or access transmissions or private communications on our Website. We do not sell or rent any personally identifiable information about you to any third party. The following describes some of the ways that your personally identifiable information may be disclosed. For a more detailed list of ways we disclose information about you, please see our Terms of Use.

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

To our subsidiaries and affiliates.

To contractors, service providers and other third parties we use to support our business.

To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Sherman Mobile Applications, LLC’s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by Sherman Mobile Applications, LLC about our Applications and Websites users is among the assets transferred.

To third parties to market their products or services to you if you have consented to these disclosures.

To other users of the Applications and Websites, if needed for legal actions or law enforcement.

To fulfill the purpose for which you provide it. For example, if you give us an e-mail address to use the “e-mail a friend” feature of our Applications and Websites, we will transmit the contents of that e-mail and your e-mail address to the recipients.

For any other purpose disclosed by us when you provide the information.

With your consent.

To comply with any court order, law or legal process, including to respond to any government, law enforcement, or regulatory request as we, in our sole discretion, believe necessary or appropriate.

To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes or legal disputes.

If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Sherman Mobile Applications, LLC, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. There are mechanisms that provide you with control over your information: On web browsing platforms, you can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on the Adobe Flash Player application. If you disable or refuse cookies, please note that some parts of these Applications and Websites may then be inaccessible or not function properly.

Accessing and Correcting Your Information

All of our Applications and Websites that include online, profile creation capabilities allow you to review your personal information by visiting your profile page within the app. You may request access to or delete any other personal information that you have provided to us by sending us an e-mail at hello@shermanmobile.com or by using any other methods set out in this privacy policy for accessing and managing your data. We may not be able to delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect or invalid. If you delete your User Contributions from the Applications and Websites, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other users of the Applications and Websites. Proper access and use of information provided on the Applications and Websites, including User Contributions, is governed by our Terms of Use.

Data Security

We have implemented commercially reasonable measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure by third parties. Any payment transactions will be encrypted. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Applications and Websites, you are responsible for keeping this password confidential as required by the Terms of Use. We ask you not to share your password with anyone. We urge you to be careful about giving out personal information in public areas of the Applications and Websites. The information you share in public areas may be viewed by any user of the Applications and Websites. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Applications and Websites. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Applications and Websites.

App Distribution Platforms

Your app distribution platform may collect certain information in connection with your use of the Applications and Websites, such as Personal Information, Payment Information, Geolocation Information, and other usage-based data. We have no control over the collection of such information by a third-party app distribution platform, and any such collection or use will be subject to that third party’s applicable privacy policies.

Changes to Our Privacy Policy

The Company reserves the right at any time to make changes, modifications, alterations and/or additions to this privacy policy. It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you through a notice on our Applications and Websites or by other channels of communication such as email and you may be asked to accept the changes before continuing to use the Applications and Websites. The dates the privacy policy was last revised and is to be made effective is identified at the beginning of the privacy policy. You are responsible for periodically visiting our Applications and Websites and this privacy policy to check for any changes.

Governing Law

This Privacy Policy shall be governed by the laws of the State of South Carolina without regard to its conflict of laws principles. Users agree that the State and federal courts in Dorchester County, South Carolina shall have personal jurisdiction over them in connection with any such disputes.

Contact Information

To ask questions about this privacy policy and our privacy practices or to comment on them, contact us by email at hello@shermanmobile.com. You may also contact the operator of the Applications and Websites by phone at (347) 445-2202, or by postal mail by writing to the following address:

Sherman Mobile Applications, LLC. 3027 Ellington Dr., Summerville, South Carolina USA 29485

Font Attribution

Copyright (c) 2010-2014 by tyPoland Lukasz Dziedzic (team@latofonts.com) with Reserved Font Name "Lato"

This Font Software is licensed under the SIL Open Font License, Version 1.1.
This license is copied below, and is also available with a FAQ at:
http://scripts.sil.org/OFL


-----------------------------------------------------------
SIL OPEN FONT LICENSE Version 1.1 - 26 February 2007
-----------------------------------------------------------

PREAMBLE
The goals of the Open Font License (OFL) are to stimulate worldwide
development of collaborative font projects, to support the font creation
efforts of academic and linguistic communities, and to provide a free and
open framework in which fonts may be shared and improved in partnership
with others.

The OFL allows the licensed fonts to be used, studied, modified and
redistributed freely as long as they are not sold by themselves. The
fonts, including any derivative works, can be bundled, embedded,
redistributed and/or sold with any software provided that any reserved
names are not used by derivative works. The fonts and derivatives,
however, cannot be released under any other type of license. The
requirement for fonts to remain under this license does not apply
to any document created using the fonts or their derivatives.

DEFINITIONS
"Font Software" refers to the set of files released by the Copyright
Holder(s) under this license and clearly marked as such. This may
include source files, build scripts and documentation.

"Reserved Font Name" refers to any names specified as such after the
copyright statement(s).

"Original Version" refers to the collection of Font Software components as
distributed by the Copyright Holder(s).

"Modified Version" refers to any derivative made by adding to, deleting,
or substituting -- in part or in whole -- any of the components of the
Original Version, by changing formats or by porting the Font Software to a
new environment.

"Author" refers to any designer, engineer, programmer, technical
writer or other person who contributed to the Font Software.

PERMISSION & CONDITIONS
Permission is hereby granted, free of charge, to any person obtaining
a copy of the Font Software, to use, study, copy, merge, embed, modify,
redistribute, and sell modified and unmodified copies of the Font
Software, subject to the following conditions:

1) Neither the Font Software nor any of its individual components,
in Original or Modified Versions, may be sold by itself.

2) Original or Modified Versions of the Font Software may be bundled,
redistributed and/or sold with any software, provided that each copy
contains the above copyright notice and this license. These can be
included either as stand-alone text files, human-readable headers or
in the appropriate machine-readable metadata fields within text or
binary files as long as those fields can be easily viewed by the user.

3) No Modified Version of the Font Software may use the Reserved Font
Name(s) unless explicit written permission is granted by the corresponding
Copyright Holder. This restriction only applies to the primary font name as
presented to the users.

4) The name(s) of the Copyright Holder(s) or the Author(s) of the Font
Software shall not be used to promote, endorse or advertise any
Modified Version, except to acknowledge the contribution(s) of the
Copyright Holder(s) and the Author(s) or with their explicit written
permission.

5) The Font Software, modified or unmodified, in part or in whole,
must be distributed entirely under this license, and must not be
distributed under any other license. The requirement for fonts to
remain under this license does not apply to any document created
using the Font Software.

TERMINATION
This license becomes null and void if any of the above conditions are
not met.

DISCLAIMER
THE FONT SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND,
EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT
OF COPYRIGHT, PATENT, TRADEMARK, OR OTHER RIGHT. IN NO EVENT SHALL THE
COPYRIGHT HOLDER BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY,
INCLUDING ANY GENERAL, SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL
DAMAGES, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING
FROM, OUT OF THE USE OR INABILITY TO USE THE FONT SOFTWARE OR FROM
OTHER DEALINGS IN THE FONT SOFTWARE.